Equipment Financing & Leasing

Acquire the equipment your business needs without depleting cash reserves. Finance or lease with flexible terms designed for your industry.

Get Equipment Financing

What is Equipment Financing?

Equipment financing allows you to purchase or lease business-critical equipment through monthly payments rather than paying the full cost upfront. The equipment itself serves as collateral, often making approval easier and rates more competitive than unsecured loans.

Whether you need manufacturing machinery, commercial vehicles, restaurant equipment, or technology infrastructure, our AI matches you with specialized lenders who understand your industry.

$5K-$10M+
Funding Range
48 Hours
Decision Time
1-5 Years
Typical Terms

Types of Equipment We Finance

Finance vs. Lease: Which is Right for You?

Equipment Financing (Loan): You own the equipment at the end of the term. Better for equipment you'll use long-term and that retains value. Monthly payments typically build equity.

Equipment Leasing: Lower monthly payments, equipment returned or purchased at end of lease. Ideal for technology that becomes obsolete quickly or when you want to upgrade regularly. May offer tax advantages.

Who Qualifies?

How It Works

1. Apply with Equipment Details: Tell us what equipment you need, estimated cost, and your business information.

2. AI Lender Matching: We match you with lenders who specialize in your industry and equipment type within 48 hours.

3. Compare Financing Options: Review multiple offers for both financing and leasing with transparent terms.

4. Complete Purchase: Choose your preferred option, finalize paperwork, and get your equipment delivered.

Benefits of Equipment Financing

Typical Rates & Terms

Interest Rates: 5-25% APR depending on credit, equipment type, and down payment

Loan Terms: 1-5 years depending on equipment's useful life

Down Payment: 0-20% (many 100% financing options available)

Funding Speed: Based on equipment delivery and acceptance

*Rates vary by lender and are based on creditworthiness, equipment type, down payment, and term length.

Ready to Finance Your Equipment?

Get matched with specialized equipment lenders in your industry. Apply in 5 minutes.