Terms of Service

Last Updated: January 27, 2025

1. Acceptance of Terms

By accessing and using alliancefinancing.ai (the "Website") and our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website or services.

2. Description of Services

Alliance Financing Group ("Alliance," "we," "us," or "our") operates a platform that:

• Connects businesses seeking financing with lenders and capital providers
• Uses AI technology to match businesses with appropriate financing options
• Facilitates communication between borrowers and lenders
• Provides information and resources about business financing

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal authority to enter into binding agreements
• Represent a legitimate business entity (if applying for business financing)
• Provide accurate and complete information

4. User Responsibilities

4.1 Accurate Information

You agree to provide true, accurate, current, and complete information about yourself and your business. Providing false or misleading information may result in immediate termination of services and may be illegal.

4.2 Confidentiality

You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.

4.3 Prohibited Uses

You agree not to:

• Use the Website for any illegal or unauthorized purpose
• Submit fraudulent or false information
• Interfere with or disrupt the Website or servers
• Attempt to gain unauthorized access to any part of the Website
• Use automated systems to access the Website without permission
• Violate any applicable laws or regulations

5. No Guarantee of Funding

We do not guarantee that:

• You will be matched with a lender
• Any lender will approve your application
• You will receive the loan amount, terms, or interest rate you request
• Funding will be provided within any specific timeframe

All credit decisions are made by individual lenders based on their own underwriting criteria.

6. Fees and Charges

Alliance Financing AI does not charge businesses for submitting applications or receiving lender matches. We may receive compensation from lenders when a successful transaction occurs. Any fees charged by lenders are determined solely by those lenders and will be disclosed to you directly by them.

7. Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of Alliance Financing Group or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

8. Third-Party Services and Links

Our Website may contain links to third-party websites or services, including lender websites. We are not responsible for the content, privacy practices, or terms of these third-party sites. Your use of third-party services is at your own risk.

9. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. By using our services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

10. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

• The Website will be uninterrupted or error-free
• Defects will be corrected
• The Website is free of viruses or harmful components
• Information provided is accurate, complete, or current

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALLIANCE FINANCING GROUP SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the services
• Any unauthorized access to or use of your personal information
• Any conduct or content of third parties on the Website
• The failure of lenders to approve applications or provide funding

12. Indemnification

You agree to indemnify, defend, and hold harmless Alliance Financing Group, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the services or violation of these Terms.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on the Website with a new "Last Updated" date. Your continued use of the services after changes constitutes acceptance of the modified Terms.

14. Termination

We reserve the right to suspend or terminate your access to the Website and services at any time, with or without notice, for any reason, including violation of these Terms.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Alliance Financing Group regarding the use of the Website and services.

18. Contact Information

For questions about these Terms of Service, please contact us:

Alliance Financing Group
Email: info@alliancefinancing.ai
Phone: 1-800-660-3660 ext 222
Website: alliancefinancing.ai

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